ISU MASSIE & BECK INSURANCE SERVICES
OUR PRIVACY POLICIES AND PRACTICES
ISU Massie & Beck appreciates the trust you place in us to help protect your assets. We are committed to protecting your private information. ISU Massie & Beck does not sell information about you.
We collect personal information about you from:
· Applications or other forms you complete;
· Your business dealings with us and other companies; and
· Information we receive from the Department of Motor Vehicles or other consumer reporting agencies
Categories of information disclosed for insurance purposes:
· Information from your application or other forms, such as your name, address, date of birth, social security number, assets, income and beneficiaries;
· Information about your transactions with us, our affiliates or others, such as your policy coverage, premiums, and payment history; and
· Information from consumer reporting agencies, such as you credit history.
To whom information disclosed:
We do not disclose any personal information about you to anyone unless allowed by law for insurance purposes only. We do not share your financial information with any other businesses to market products or services to you. However, when your current policy comes up for renewal, we may share your information with other insurance companies in order to obtain competing quotes or to provide you with better coverages or prices. If you wish to prevent that from happening, you may “opt out.” That term is explained below.
Explanation of opt out right:
If you do not want us to attempt to obtain better coverage or better prices from a different insurance company when your current policy comes up for renewal, you may tell us now. By “Opting out”, you will instruct us not to share or disclose any personal information with other insurance companies for the purpose of obtaining renewal quotations. If you wish to opt out, call us at 1-800-244-9994 or complete and return the enclosed form. We may share information about you if we do not hear from you within 30 days. However, you may opt-out at any time. Just call or write us. Even if you opt-out, we may still disclose information as allowed by law.
Confidentiality and security:
We protect your nonpublic personal information. The only employees who have access to that information are those who must have it to provide products or services to you.
Access to and Correction of Your Information
You may write to us if you have any questions about the information that we may have in our records about you. If you wish, you may inspect this information in person or receive a copy at a reasonable charge by sending us a written request. You can notify us in writing if you believe any information should be corrected, amended, or deleted and we will review your request. We will either make the requested change or explain why we did not do so. If we do not make the requested change, you may submit a short written statement identifying the disputed information, which will be included in all future disclosures of your information. You may send your written request to us at ISU Massie & Beck Insurance Services, P.O. Box 1272, Lafayette, CA 94549-1272. All written requests must include your name, address, telephone number, policy number, and a photocopy of a picture ID for identification purposes.